Are you dreaming of owning a home this year? You may be wondering what steps you should be taking now, to ensure you can make homeownership happen on your timeline (even if you’re not planning on buying until later this year or in 2026). Keep reading for our two cents on what to do NOW if you plan on buying in the next two years.

When budgeting for a new home, many buyers focus solely on the down payment and monthly mortgage. However, homeownership comes with additional expenses that can catch you off guard. Here’s a comprehensive look at the hidden costs every California homeowner should plan for.

Homeownership comes with numerous financial responsibilities, but it also offers significant tax benefits. One of the most valuable perks is the ability to deduct certain mortgage costs from your taxable income. Read this article to learn what mortgage costs are tax deductible and other ways homeowners can save on their taxes.

Life is a series of transitions, and some of the most significant ones involve where and how you live. When these big moments arise, consulting your mortgage professional or lender early in the process can save you time, money, and unnecessary stress. Here are five life transitions when a mortgage pro can help you.

Balancing family finances while working toward homeownership can feel overwhelming—but it doesn’t have to be! Here are simple ways to manage your family budget and achieve your dream of owning a home this year.

The rankings are in! Here are the top neighborhoods in the Sacramento area based on affordability, school ratings, safety, and long-term investment potential.

Your home is not just a place to live—it's a financial asset that opens possibilities, such as acquiring a second home or an investment property. Here are proven ways to grow your wealth by using the equity in your home to buy another property.

If you’re thinking about applying for a loan can, avoid these 5 common mistakes

Unsure how to gift your children money for their new home? Check out my blog for some tips and info!

Both HELOCs and Home Equity Loans provide smart, flexible ways to leverage your home’s value without selling or refinancing. They’re often better than high-interest alternatives and can offer tailored solutions for life’s financial challenges.

Not sure how to navigate the tricky waters of money management with your partner. Here are a few tips to keep in mind for a healthy financial relationship.

Being denied a mortgage application can feel like a major setback, especially when you’re excited about buying a home. Here's what to do if you get denied after applying for a home loan.

When news broke about the National Association of Realtors (NAR) settlement, many homebuyers and sellers felt a ripple of uncertainty. While this settlement may lead to some changes, the core process of securing a loan remains largely unaffected.

When it comes to building wealth, one of the most powerful tools at your disposal is home equity. In this guide, we'll break down the concept of home equity, explore strategies to build it faster, and highlight the benefits of high equity in your wealth-building journey.

Not sure how to navigate the tricky waters of money management with your partner. Here are a few tips to keep in mind for a healthy financial relationship.

Not sure how to navigate the tricky waters of money management with your partner. Here are a few tips to keep in mind for a healthy financial relationship.

Looking for fun ways to celebrate the 4th of July this year in the Roseville, Rocklin, and Sacramento area. Check out this list!

Prepaying your mortgage has tons of benefits including being able to own your home sooner and saving thousands on interest. But is it right for you? Read this article for tips.

The American Dream of homeownership can feel increasingly out of reach with rising home prices. In some parts of the country, prices have surged by as much as 8%. But don't be discouraged! June is National Homeownership Month, a time to celebrate the path to owning your own home and explore the resources available to make it a reality. With a strategic approach and a knowledgeable mortgage broker by your side, you can turn that dream into a tangible goal.

A pre-approval letter is a powerful indicator of both, potentially making all the difference in a highly competitive bidding war. So, before you dive into the fray, arm yourself with this essential tool to not just compete, but stand out.